We didn't start yesterday. Since 2008, we've been one of America's largest consumer debt relief companies, helping 50,000+ people escape crushing debt. Now we're bringing that same proven expertise to where it matters most — saving American businesses from closure.
After helping thousands of consumers, we realized saving ONE business protects multiple families, jobs, and entire communities. This is where we create maximum impact. When businesses die, dreams die with them.
Facing lawsuits, asset seizure, or closure? Our emergency business line is staffed 24/7 with specialists who understand the urgency.
From merchant cash advances to SBA loans, we specialize in resolving all types of business debt with proven settlement strategies and aggressive negotiation tactics that protect your company and personal assets.
Stop aggressive MCA collections, daily ACH withdrawals, and predatory repayment terms that drain your business cash flow.
Settle SBA loans, term loans, business lines of credit, and equipment financing with specialized negotiation strategies.
Eliminate high-interest business credit card debt that's preventing growth and straining your company finances.
Resolve unpaid vendor invoices, supplier debts, and trade payables to protect business relationships.
Address IRS tax debt, state tax obligations, and payroll tax liabilities with expert resolution services.
Handle business lawsuits, court judgments, UCC liens, and aggressive collection actions threatening your business.
If your business is experiencing aggressive collections, daily debits, or threats of lawsuits, immediate action is critical. Contact us now for emergency business debt relief assistance.
Merchant cash advances trap thousands of businesses in predatory debt cycles with daily withdrawals and sky-high interest rates. Our MCA settlement team has resolved over $12 million in MCA debt, helping business owners break free from aggressive lenders and restore financial control.
Stop automatic daily debits that drain your business bank account
Eliminate factor rates of 1.3-1.5+ costing you 40-350% APR
Consolidate and settle multiple merchant cash advances at once
Protect your personal assets from MCA collection attempts
Remove UCC filings that block business financing opportunities
Defend against aggressive MCA collection lawsuits and demands
Our specialized MCA settlement process stops daily withdrawals, negotiates directly with lenders, and achieves significant debt reductions that allow your business to survive and thrive without crushing daily payments.
Unlike generic debt relief programs, we understand MCA contracts, UCC liens, personal guarantees, and the aggressive tactics used by merchant cash advance companies. This expertise allows us to negotiate favorable settlements that other programs cannot achieve.
Clients typically settle MCA debt for 40-70 cents on the dollar, saving tens of thousands while stopping daily withdrawals within days of enrollment.
If daily ACH withdrawals are destroying your business cash flow, you need immediate MCA debt relief. Our team can often stop withdrawals within 24-48 hours of enrollment.
When your business is drowning in debt, you need specialists who understand commercial lending, merchant cash advances, and business debt law. Here's why business owners across America trust us with their financial recovery.
Unlike consumer debt programs, we exclusively focus on business debt relief, MCA settlement, and commercial debt negotiation with specialized expertise.
$18M+ in business debt settled with an average debt reduction of 45-60%. Real results from hundreds of successful business debt resolutions.
Our team includes experienced debt negotiators and legal partners who protect your business from lawsuits, liens, and aggressive collection tactics.
24-hour initial consultation and emergency relief services for businesses facing immediate threats like daily withdrawals or pending legal action.
Every business situation is unique. We create customized debt relief strategies based on your specific circumstances, debt types, and financial goals.
Performance-based fee structure means you only pay when we successfully settle your debt. No hidden costs or surprise charges along the way.
From your first consultation to final debt resolution, our structured six-step process ensures maximum debt reduction and complete protection for your business throughout the entire settlement journey.
Schedule a confidential consultation where we review your business debts, cash flow, creditor demands, and immediate threats. We assess all MCA contracts, loan agreements, and collection actions.
Our specialists create a personalized business debt relief plan tailored to your situation. We identify which debts to settle first, estimate settlement amounts, and outline protection strategies.
We immediately intervene with creditors to stop daily ACH withdrawals, harassment calls, and legal threats. Our team becomes your buffer against aggressive MCA lenders and collection agencies.
Expert negotiators work directly with your creditors to achieve maximum debt reduction. We leverage our knowledge of MCA contracts, business debt law, and settlement precedents to get the best results.
Once we negotiate favorable settlement terms, we coordinate payment and ensure all legal documentation is proper. Liens are released, lawsuits dismissed, and you get written debt forgiveness.
After debt resolution, we provide guidance on rebuilding business credit, avoiding future debt traps, and accessing better financing options. Your business gets a true fresh start.
The sooner you start, the sooner you stop daily withdrawals and begin negotiations. Most clients see relief within the first week of enrollment.
Schedule Free Consultation NowThese are real businesses we've helped escape crushing debt. Results vary by situation, but our track record speaks for itself. Your business could be our next success story.
"Struggling with 4 stacked merchant cash advances draining $4,500 daily. We stopped withdrawals and settled all four MCAs for 40 cents on the dollar."
"Faced lawsuit from MCA lender and default on SBA loan. Negotiated settlements with both creditors, dismissed lawsuit, and saved the business from closure."
"Multiple equipment loans and 3 merchant cash advances threatened business survival. Comprehensive settlement saved nearly $190k and restored cash flow."
"High-interest business credit cards and maxed credit lines. Negotiated bulk settlement at 45 cents on dollar, preserving practice operations and staff."
Individual results vary based on multiple factors including debt type, creditor policies, state laws, client financial situation, and negotiation circumstances. Past results do not guarantee future outcomes. The case studies shown represent actual client settlements but should not be considered typical results.
Debt settlement may impact your credit score, result in tax consequences on forgiven debt, and creditors are not obligated to settle. Not all debts or creditors are eligible for settlement. We recommend consulting with a tax professional and reviewing all risks before enrollment.
Get answers to the most common questions about business debt settlement, MCA relief, and our debt resolution process.
Most clients save 40-60% on their total business debt after fees. The exact amount depends on debt type, creditor policies, and your specific financial situation. MCA settlements typically range from 40-70 cents on the dollar, while business credit cards may settle for 30-50 cents on the dollar. During your free consultation, we provide a realistic estimate based on your specific debts.
Yes, in most cases we can stop or significantly reduce daily ACH withdrawals within 24-72 hours of enrollment. We immediately contact your MCA lenders and negotiate suspension of withdrawals while settlement discussions proceed. However, legally you must maintain your business bank account with minimal funds during negotiations to prevent overdrafts and additional fees.
Business debt settlement may impact your business credit scores initially, but if you're already behind on payments, your credit is likely already affected. Many clients find that debt settlement allows them to rebuild credit faster than staying trapped in unmanageable debt. We can discuss credit impact strategies during consultation and help you rebuild business credit after settlement.
Personal guarantees make business owners personally liable for business debts. Our settlement negotiations include releasing personal guarantee obligations whenever possible. If you signed a personal guarantee, creditors can pursue your personal assets, which is why professional settlement negotiation is critical to protect both your business and personal finances.
The average business debt settlement program takes 6-24 months depending on total debt amount, number of creditors, and your ability to accumulate settlement funds. Some individual debts can be settled within 30-90 days. MCA settlements often happen faster (3-6 months) because lenders want quick resolution. We work as quickly as possible while negotiating the best terms.
Absolutely not. Our goal is to keep your business operating while resolving debt. Unlike bankruptcy, debt settlement allows you to continue running your business, serving customers, and generating revenue. We work around your business operations and cash flow to create a sustainable settlement plan that doesn't require business closure.
We can settle merchant cash advances, business term loans, business lines of credit, business credit cards, equipment financing, vendor debts, and some SBA loans. We cannot settle secured debts where creditors have collateral they can seize, payroll taxes, or debts with active judgments without additional legal intervention. During consultation, we review all your debts and identify which can be settled.
For many businesses, yes. Debt settlement typically costs less than bankruptcy, doesn't appear on public records, and allows you to continue operating normally. Bankruptcy has severe long-term consequences including difficulty getting future financing, potential asset liquidation, and public disclosure. However, some situations require bankruptcy protection. We help you determine the best path for your specific circumstances.
We work on a performance-based fee structure - you only pay when we successfully settle a debt. Fees typically range from 20-25% of the enrolled debt amount or 35-40% of the amount saved, depending on program structure and debt types. There are no upfront fees to start. We explain all costs transparently during your free consultation so you understand exactly what you'll pay before enrollment.
Lawsuits are possible during settlement negotiations, though most creditors prefer settlement over costly litigation. If you're sued, we work with legal partners to respond appropriately, continue settlement negotiations, and often resolve lawsuits through settlement agreements. Many lawsuits are dismissed once settlement is reached. Having professional representation significantly reduces lawsuit risk and improves outcomes if litigation occurs.
Still have questions about business debt relief or MCA settlement?
Schedule Your Free ConsultationStop struggling alone with crushing business debt, daily MCA withdrawals, and aggressive creditors. Our specialized team provides immediate relief and proven settlement strategies that save businesses an average of 45-60% on total debt.
Available Monday-Friday 8am-8pm EST, Saturday 9am-5pm EST