In 2005, shortly after Katrina moved inland, Countrywide Home Loans, telephoned me and stated Countrywide was deferring three mortgage payments in an effort to relieve the financial expenses associated with the storm diaster recovery of Hurricane Katrina. That at some time in the near future a “work-out agreement” would be created to allow me to repay the defered payments. In January of 2006 Countrywide telephoned and set statements demanding I make full payment to bring the account current. Countrywide refused to make or discuss the promised “work-out agreement”. I was unable to bring the account current because I had become totally disabled in 1999 and was denied Social Security Disability, experienced Identity Thief in 2006 costing about $9K in Visa charges.

Countrywide notified me in July of 2007 they were beginning foreclosure preceedings. To date, neither Countrywide nor BofA will discussed the promised “work-out agreement” and are still pursuing foreclosure on my home, the home of a Disable Service Veteran of Ten year active duty. I live in Alabama and have two loans through Countrywide/BofA that falls within this Class Action Lawsuit of California and Florida, but no one has contacted me about settlement.