Think Debt Relief - America's #1 Business Debt Settlement Company
Save Your Business fromCrushing Debt
We've helped over 50,000 people eliminate debt. Now we're bringing that expertise to save businesses from closure.
From Consumer Debt to Business Impact
After 16 years helping consumers, we discovered something profound: saving one business creates exponentially more impact than helping individual consumers. Every business we save protects multiple jobs, families, and entire communities.
Why We Focus on Business Debt Relief
The numbers tell the story of maximum impact
MCA Debt Settlement
Up to 60% reductionSpecialized in Merchant Cash Advance debt reduction. Average 40-60% savings on MCA balances.
Business Loan Restructuring
Up to 50% payment reductionRenegotiate terms on SBA loans, equipment financing, and traditional business loans.
Business Credit Card Relief
Up to 70% savingsSettle high-interest business credit cards that are crushing your cash flow.
Legal Debt Defense
Complete legal protectionProtect your business from aggressive collection actions and lawsuits.
Why Think Debt Relief Leads the Industry
16+ years of proven results, industry-leading expertise, and now focused on where we can make the biggest difference — keeping American businesses alive.
Industry-Specific Business Debt Relief
Every industry has unique cash flow challenges. Our 16+ years of experience helping businesses across America means we understand your specific debt pressures and know exactly how to solve them.
Retail & E-Commerce
Inventory • Promotions • Seasonal Cash Flow
Common Debt Challenges
Our Industry Solutions
Emergency Line: 1-800-DEBT-FREE • Free Consultation • Licensed & Bonded Since 2008
Your Industry. Our Expertise. Guaranteed Results.
16+ years helping businesses across America means we've seen every debt challenge your industry faces. We know exactly how to solve them.
How Our Business Debt Relief Process Works
Our proven four-step process makes achieving financial freedom simple and stress-free.
Free Consultation
Discuss your financial situation with our debt relief specialists in a confidential, no-obligation consultation.
Custom Plan
Receive a tailored debt relief strategy designed specifically for your unique financial circumstances and goals.
Negotiation
Our expert negotiators work directly with your creditors to reduce your debt and secure favorable terms on your behalf.
Debt Freedom
Achieve financial peace and freedom as you complete your program and build a stronger financial future.
Real People, Real Results
Discover how we've helped thousands of Americans eliminate debt and achieve lasting financial freedom.
Think Debt Relief helped me eliminate over $42,000 in credit card debt. Their team was professional, compassionate, and truly cared about my financial future. I'm now completely debt-free!
I was drowning in debt and didn't know where to turn. The team at Think Debt Relief created a plan that actually worked. Within 18 months, I settled all my debts for less than half of what I owed.
The credit counseling services were invaluable. Not only did they help me get out of debt, but they also taught me how to manage my finances better. I highly recommend their services to anyone struggling with debt.
After losing my job, I fell behind on payments and thought bankruptcy was my only option. Think Debt Relief showed me there were better alternatives. They negotiated with my creditors and saved me thousands.
The entire process was transparent and stress-free. They kept me informed every step of the way and delivered exactly what they promised. I'm finally free from the burden of overwhelming debt.
Frequently Asked Questions
Can't find your answer? Contact us directly and our debt relief specialists will be happy to help.
Contact UsMost of our debt relief programs are designed for individuals with at least $10,000 in unsecured debt. However, we evaluate each situation individually and can help with various debt amounts. During your free consultation, we'll assess your specific circumstances and recommend the best solution for your needs.
Debt relief programs can temporarily impact your credit score, but the long-term benefits often outweigh the short-term effects. Many clients see their credit scores improve after completing their program because they're no longer carrying overwhelming debt. We'll discuss the potential credit impact during your consultation and help you make an informed decision.
The timeline varies depending on your specific situation and the program you choose. Debt settlement programs typically take 24-48 months, while credit counseling and debt management plans may take 3-5 years. During your consultation, we'll provide a realistic timeline based on your debt amount and financial situation.
Our fees vary depending on the program and services you need. For debt settlement, we typically charge a percentage of the debt enrolled or the amount saved. Credit counseling services may have setup fees and monthly maintenance fees. We're completely transparent about all costs upfront, and you'll never pay any fees until we've successfully negotiated settlements on your behalf.
Debt settlement works best for individuals who are struggling to make minimum payments, facing financial hardship, and have unsecured debts like credit cards or medical bills. It's not suitable for everyone. During your free consultation, we'll review your complete financial situation and recommend whether debt settlement or another debt relief option is the best fit for your circumstances.
We specialize in unsecured debts including credit card debt, medical bills, personal loans, collection accounts, and certain business debts. We cannot help with secured debts like mortgages or auto loans, student loans, tax debt, or child support obligations. Our team will review all your debts during the consultation to determine which ones qualify for our programs.
Once you enroll in our program, we'll work with you to handle creditor communications. While we cannot guarantee that all calls will stop immediately, many creditors will reduce contact once they know you're working with a debt relief company. We'll provide you with guidance on how to handle creditor calls and can communicate with creditors on your behalf in many cases.
Yes, Think Debt Relief provides debt relief services to clients across the United States. Our team of experienced debt specialists is licensed and certified to help individuals in all 50 states. We conduct consultations by phone, email, and video conference, making it convenient for you to get the help you need regardless of your location.
Get Started Today
Take the first step toward financial freedom. Our debt relief specialists are ready to help you create a personalized plan to eliminate your debt and regain control of your finances.